About Us

Loan Mod D.I.Y. is service brought to you by The Homeowner Defense Network (The HDN).

What is The HDN? 

The HDN is a loan modification education and forensic loan auditing company. We are not a loan modification company, nor are we a foreclosure consultant. We provide distressed homeowners across the country with resources, knowledge, assistance and access to a network of attorneys and professional organizations specializing in protecting homeowners.
 
Why The HDN? 

It’s simple, and our slogan says it all: Choose compliance. Choose experience. Choose The Homeowner Defense Network. Over the past year we’ve dealt with many loan modification companies and most are not good. As a result, we’ve done the time-consuming and painstaking due diligence for the client. 

We are a solution and customer service-based organization. Our intention is to work ethically and in the best interest of our clients, to help them in their time of need; however, we can only help clients that will allow us to help them and have scenarios that are realistic: income and hardship.

We always collect documents to review clients’ cases to determine feasibility. As such, we do an initial risk-free underwrite of their file, as it’s not to the clients’ benefit nor ours to work on files that we don’t have a good shot at; it will waste the clients’ time and money. Our approach dramatically increases our chances of success and we’re left with happy clients instead of clients with more problems than when they are started.

Choose compliance: We work with attorneys and state departments to ensure we are in compliance. We have never had any outstanding complaints against our company and we aim to keep it that way. 

Choose experience: Our executive team is comprised of professionals with more than three decades of real estate, financial and legal experience combined. Not only have we performed loan modifications on our own homes, allowing us to understand what it’s like to be in the clients’ shoes, but we have also completed hundreds of successful modifications on other properties, residential as well as commercial.  

We are educators as well as instructors. Our experienced underwriters and negotiators do an initial file review, so we only accept clients with chances of success. Finally, we’ve carved out niches and established relationships with lenders.

Choose The Homeowner Defense Network!

Note: Loan Modification Do-It-Yourself was created by The Homeowner Defense Network (HDN) for education purposes only. Always seek advice from an attorney or tax professional with any questions you have regarding your property, financing, tax liability and/or foreclosure. The HDN is not a loan modification company, nor a foreclosure consultant.