Hardship Letters

These Letters Are From Actual Clients And They Worked!!

Avoid foreclosure and get your finances back on track with a loan modification!

Easier said than done, as only approximately 7% of eligible homeowners have been successful with modifying their loans.

Don’t lost hope! Our tools and education provided by industry experts make loan modifications easy and you won’t have to pay a loan modification company thousands of dollars!

The Essential Loan Modification Tool Box

“Everything Else Is Just Fluff and Protocol”

1. Hardship Letters (in Word Format so you can edit them easily and print them out) that were used for successful modifications, along with explanations why they worked so well!

Retail Value = $55.45

2. Actual Client’s Completed Loan Modifications (don’t be fooled by Lender correspondences and sign the wrong document, this is your ultimate goal so make sure you sign a document that looks like these!)

Retail Value = Priceless!

3. THE Loan Mod Evaluation Spreadsheet based on the government version used by Lenders to determine your eligibility for Obama’s programs (this tool also calculates what your modified payment should be as well as provide a value of your home if the bank foreclosed and resold it as an “REO”).

Retail Value = $89.50

4. Make Home Affordable Packet (accepted by ALL participating lenders) including the Request for Modification and Affidavit (RMA) and IRS Form 4506-T (for income verification).

Retail Value Millions of Tax Payers Dollars (might as well get your money’s worth)

5. Sample Profit and Loss Documents (in Word Format so you can edit them easily and print them out) from actual loan modification clients along with instructions and tips and tricks.

Retail Value = $186.40

6. Financial Worksheet with embedded formulas that do all of the number crunching for you (we’ll fill you in on what’s needed and what’s not)!

Retail Value = $69.30

BONUS:

“First Ever Loan Modification Guide” Explaining The Following:

1. What Lenders are looking for in your tax returns and bank statements.

2. How to know in just a few minutes if your loan modification company has worked or made any progress on your file.

3. What do to if you have already submitted documents but have not made any progress (lost documents, endless phone #’s, received the run around, etc.).

4. How to correct previously submitted information that could cause you to be denied!

5. How to re-apply if you have been denied.

Retail Value = $97

The Essential Loan Modification Total Package Is Valued Over $497.65

**For A Limited Time, “Buy Now!” (on the right hand side of this page) For $19.95 (Use Promo Code “ELM”)!!**

**Military Discount Additional $5 Off (Use Promo Code “MIL”)!**

P.S. Many folks have paid us hundreds of dollars for the information contained in this package that we are providing to you for a fraction of the cost because we feel this is the most effective way to help homeowners nationwide. Don’t put your house or financial future at risk, let our tools and education provide you with the relief you have been searching for and deserve. Timing is everything, order NOW.

A service brought to you by The Homeowner Defense Network.

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