Loan Modification Help
Loan Mod D.I.Y: We Help You Take Control of Your Loan Modification
Many borrowers are finding the Making Home Affordable plan to be a difficult process with their bank because of unreturned calls, lost documents or long hold times, for example.
Lenders already overwhelmed with foreclosures are forced to learn a new program and properly train personnel. We believe that most homeowners armed with knowledge of the loan modification process, and useful tools and support can obtain a loan modification on their own without having to spend several thousand dollars for a loan modification.
The Loan Modification Do-It-Yourself program (Loan Mod D.I.Y.) includes an enhanced online course with instructor support. There are forums in the classroom, and any questions you have, you can post and get coaching and quick answers. We’re also doing a weekly Mastery Loan Mod teleseminar, where we’ll cover specific topics including strategies for specific banks.
You’ll also have the option to get a forensic loan audit and have a one-on-one consultation with an expert who will review your finances, put together a loan mod strategy and a loan mod proposal to submit to the bank. We’re currently offering the program at a low promotional price since it’s brand new. And ask us about the free e-book with important credit information we’re putting together.
What You’ll Learn
When you sign up for Loan Mod D.I.Y., you’ll learn:
• The ins and outs of loan modification and loss mitigation, including negotiating tips.
• How to prepare a budget analysis and make sure your debt-to-Income ratio is acceptable for lender approval.
• How to prepare your income and expense statement.
• How to identify additional sources of income that you may not realize you had.
• How to write a compelling loan modification hardship letter.
• Whether or not you were a victim of predatory lending and what legal rights you may have.
• What to do if you’ve received a Notice of Default (NOD), Notice of Sale (NOS) and are facing foreclosure.
• Alternative options to loan modification that will enable you to keep your home.
• Alternatives to foreclosure such as “deed in lieu of foreclosure,” “short sale,” “lender litigation” and “short refi”.
• How to manage and rebuild your credit even in the event of foreclosure and why “non-profit credit counseling” is not necessarily a good option.
Supplemental Services
The forensic loan audit helps determine if the lender broke state and federal laws that protect you and expose the lender to potential liability.
Loan Modification Proposal: The loan mod proposal is critical to show your lender why it’s in their best interest to accept your loan modification by understanding the expenses and potential loss associated with a foreclosure.
Money-Back Guarantee
Our mission is to provide distressed homeowners across the country with resources, knowledge, assistance and access to a network of attorneys and professional organizations specializing in protecting homeowners.
We’re so confident that our program will work for you, that we offer a full 100% money-back guarantee on our Loan Mod D.I.Y. program if your loan modification isn’t successful. You have nothing to lose and everything to gain from the education provided to you by Loan Mod D.I.Y., so sign up today!
Call 619.269.3602 for a FREE consultation!
Note: Loan Modification Do-It-Yourself is a service of The Homeowner Defense Network (The HDN) for education purposes only. Always seek advice from an attorney or tax professional with any questions you have regarding your property, financing, tax liability and/or foreclosure. The HDN is not a loan modification company, nor a foreclosure consultant.
WARNING
You should NOT attempt to contact your lender about a loan modification until you are fully knowledgeable about the process. Lenders do not necessarily have your best interest at heart. They put their investors’ interest first. We will show you step by step how to negotiate your loan modification.